Mortgage Loan Underwriter - Remote | WFH Job at Get It Recruit - Real Estate, Pasadena, CA

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  • Get It Recruit - Real Estate
  • Pasadena, CA

Job Description

Mortgage Loan Underwriter

Are you ready to join a dynamic and growing team? We're looking for a skilled Mortgage Loan Underwriter to help us evaluate borrower financial and credit information and make informed lending decisions. In this role, you'll work with established Conventional, Jumbo, and Government underwriting guidelines to assess loan applications and collaborate closely with our production team to ensure smooth loan closings.

Location:
You can work from a local office or enjoy the flexibility of a remote opportunity.

Key Responsibilities:

- Underwrite and make decisions on agency conforming, jumbo, FHA, and VA residential mortgage loans.
- Verify and analyze all necessary financial information and documentation, ensuring completeness of loan files with required credit and legal documents.
- Review appraisal reports, addressing any discrepancies as needed.
- Conduct thorough analysis of applicants' income, expenses, assets, credit reports, and property valuations to confirm loan eligibility.
- Calculate qualifying ratios, assess creditworthiness, and provide risk assessments.

Qualifications:

- Experience underwriting VA, FHA, Conventional, and Jumbo loans.
- 4+ years of underwriting experience.
- 4+ years of experience with FNMA, FHLMC, and Non-Conforming mortgages is a plus.
- Proficiency with Desktop Underwriter (DU) and Loan Prospector/Loan Product Advisor (LP/LPA).
- Solid understanding of the mortgage lending process.
- Ability to perform key loan calculations (DTI, LTV, etc.) and prepare detailed findings reports.
- Capable of managing multiple files simultaneously.
- Strong written and verbal communication skills.
- Excellent team player who is always seeking growth opportunities.

Benefits:

- Comprehensive benefits package, including health insurance and 401(k).
- Competitive salary.
- Vibrant and supportive team environment.

If you're passionate about mortgage underwriting and eager to contribute to a thriving team, we'd love to hear from you!
Employment Type: Full-Time
Salary: $ 65.00 120.00 Per Year

Job Tags

Full time, Local area,

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